There's more than one way to pay for care, and you may be entitled to help you
don't know about yet. Here's a plain-English look at the main routes, and how we
take payment if you're funding your own care.
Most families use one of these routes, or a mix of them. If you're not sure which applies to you, we're happy to talk it through.
NHS Continuing Healthcare
If your health needs are long-term or complex, the NHS may fund your care in
full. A team of professionals looks at the support you need, how significant it
is, and the risks involved without it — the assessment is about your health,
not your finances. You can read more about
NHS Continuing Healthcare on the NHS website.
Direct Payments from the council
Direct Payments are one of the more flexible ways to manage social care
funding. Anyone can ask the council for a needs assessment, and if they agree
you need support, a financial assessment follows to work out what they'll
contribute and what, if anything, you'll need to pay yourself. From there, you
can arrange your own care package — with us, for example — or ask the council
to arrange it for you. In our area, this is handled by Kent County Council.
Attendance Allowance
If a disability means you need someone to help look after you, Attendance
Allowance can help with the extra cost that comes with that. It isn't
means-tested, and it doesn't matter if you're still working. Full details are
available on
GOV.UK's Attendance Allowance page.
Paying privately
Plenty of our clients fund their own care directly, and we try to keep that
side of things simple. We accept payment by cheque, standing order or bank
transfer — whatever's easiest for you.
Still not sure what applies to you?
Tell us a bit about your situation and we'll help you figure out the right route.